
Commercial Lending
Australia’s 5% Deposit Scheme: One Big Boost for First-Home Buyers
From Oct 2025, first-home buyers can enter the market with just 5% deposit and no LMI under Australia’s expanded Home Guarantee Scheme.
Matt qualified with a Bachelor of Business, Double Major in Finance and Marketing. In addition he holds a Diploma of Finance and Mortgage Broking Management, and Certificate IV in Finance and Mortgage Broking.
From Oct 2025, first-home buyers can enter the market with just 5% deposit and no LMI under Australia’s expanded Home Guarantee Scheme.
RBA cuts rates to 3.60% as inflation cools. Weak productivity and rising housing prices shape Australia’s August 2025 outlook.