What does an introductory rate mean? 

An introductory rate, also known as a “honeymoon rate,” is a promotional interest rate offered by lenders to attract new customers. This rate is typically lower than the standard rate and applies for a limited time, often around 12 months. After this period, the interest rate generally increases and reverts to the lender’s standard variable rate.

Comparison rates 

The comparison rates shown are based on a home loan amount of $150,000 over a 25-year term. Important: Comparison rates are indicative for the example provided and may not include all fees and charges. Varying loan terms, fees, or amounts could result in different comparison rates.

IMPORTANT INFORMATION: This information does not constitute an offer of credit and is for illustrative purposes only. It may not include all product features or applicable fees. Lending criteria, assessment policies, and affordability calculations may change without prior notice. Top rates include lenders on our panel and are determined based on the borrower’s circumstances. For fixed-rate home loans, significant break costs may apply if you alter or repay part or all of your loan early during the fixed-rate term.

All loan applications are subject to lender assessment and approval. Cashback offers may be available for specific products and are subject to terms and conditions. 

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